FAQs

When you open a VT529 account, you will be asked to pick your investment options. You will be shown all options, and you will assign a dollar amount to each option. You can choose multiple options or only one option. Each time you make a contribution, you must enter the dollar amount for each option.

No, you cannot rebalance the asset allocation in your individual portfolio(s), but you can tweak your overall investment options up to twice a year. There are two ways to adjust how your money is invested: either by selling your portfolio and using those funds to purchase a new one, or by keeping your previous portfolio(s) and then putting future contributions into a new investment option. Learn more about changing your investment choices.

No. VT529 accounts are not guaranteed by The Vermont Student Assistance Corporation, the State of Vermont, any state agency or subdivision thereof, or their authorized agents or affiliates. You could lose money by investing in a VT529 account. Before investing, you should consider investment objectives, risks, charges and any expenses. Before opening an account, you should carefully read and understand the Plan Disclosure Booklet and Participation Agreement and may wish to consult your own financial advisor. 

If you decide to sell or completely liquidate one or more of your portfolios in order to buy another one, you can only do so twice every calendar year. If you choose to simply contribute to a new, additional portfolio, this addition is not considered one of your twice-a-year investment changes.

When you create a VT529 account, you’ll be prompted to select the portfolio options you wish to contribute to. Review your investment options here to get a better sense of what’s available.

If you’d like to change your account’s investment choices, you can do this two ways, but remember, in some cases, you can only do this twice every calendar year.

You can sell your portfolio and use that money to invest in a totally new one. Note: this would be considered an investment change and can only be done twice a year. If you’d like to go this route, you can easily change things by signing into your account and clicking on the “Investments” link.

Alternatively, you can keep your previous portfolio(s) and just choose to put future contributions in a new portfolio type. This allows you to make adjustments to your portfolio over time without ever selling any of them outright. This option would not count against the limit on making two investment changes per year. You can contribute to a different portfolio online by signing into your account and clicking on the “Transfers” link, or you can contribute to new portfolios offline by using our Contribution Form (PDF).

Any gift contribution to a VT529 account is invested based on the preferences and choices of the account owner. The only way you can have control over how your gift contribution will be invested is if you open an account for the beneficiary yourself.