Who qualifies as a "member of the family"?

 A “member of the family” of a beneficiary is considered any of the following:

• a son or daughter or a descendant of either

• a stepson or stepdaughter or a descendant of either

• a brother, sister, stepbrother or stepsister

• the father or mother or an ancestor of either

• a stepfather or stepmother

• a son or daughter of a brother or sister

• a brother or sister of the father or mother

• a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law or sister-in-law

• the spouse of the beneficiary or of any of the other foregoing individuals

• a first cousin of the beneficiary

• For this purpose, a child includes a legally adopted child or a foster child and a brother or sister includes a half-brother or half-sister.